High-Value Home & Affluent Personal Insurance
Access to the industry’s leading high-net-worth and high-value home insurance carriers.
Helpful Tips:
Standard home insurance policies can leave gaps in coverage that may not be immediately obvious— until you have a claim.
A high–value home insurance policy provides more coverage than your policy limit.
Insuring High-Net-Worth Affluent Individuals
Affluent households have unique coverage considerations.
We understand that lifestyles and incomes vary. One size does not fit all and most of your insurance needs and analysis cannot be boiled down to a quick phone call.
If you’re the owner of a fine home and valuable items, you’ll need a superior insurance policy to match.
Our experienced team will work with you to identify, assess, and manage the unique set of risks that come with a high–net–worth or high-value home.
Coverage Enhancements
Coverage enhancements typically found in high-value home policies:
- Broader coverage limits
- High liability limits
- Guaranteed rebuild coverage
- Additional living expenses while your home is being repaired or rebuilt
- Medical payments coverage
- Personal property replacement cost
- Attractive nuisances’ coverage (swimming pool, trampoline, etc.)
- Additional coverages
- Water backup
- Identity theft
- Business property
- Family protection
Protecting High-Value Homes
High-value homeowner insurance generally means the replacement cost is around $1-1.5 million and up.
It protects homes that are more costly than the average home including:
Historical properties
Homes of architectural significance
Homes constructed from rate or expensive materials
Additional Coverage
Jewelry & High-Value Items
Protect your historic & valuable items including high-end artwork, heirloom items, collectables, antiques, & more.
Life Insurance
Protect & guarantee your loved ones are taken care of & have financial security should something happen to you.
Classic Car
If you’re a proud owner of a vintage, antique car, you need coverage that reflects your vehicle’s uniqueness & value.
